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<channel>
    <title>Canon Finance</title>
    <link>http://canonfinance.info</link>
    <description>A daily finance blog that features finance inspiration and ideas from thousands of subtance.</description>
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<item>
	<title>Mortgage Lending &quot;A through D&quot;</title>
	<link>http://canonfinance.info/156010-Mortgage-Lending-A-through-D.html</link>
	<pubDate>Wed, 10 Mar 2010 02:11:24 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        What was once a small segment of residential lending is nowbecoming one of the fastest growing areas in mortgage banking.Nearly every major institution is entering the non-traditionallending market. These lenders are providing loans to borrowersthat do not meet the traditional credit criteria of secondarymarket investors such as the Federal National MortgageAssociation FNMA and the Federal Home Loan MortgageCorporation FHLMC. Some issues preventing borrowers frommeeting these criteria are bankru...	</description>
	<content:encoded><![CDATA[What was once a small segment of residential lending is nowbecoming one of the fastest growing areas in mortgage banking.Nearly every major institution is entering the non-traditionallending market. These lenders are providing loans to borrowersthat do not meet the traditional credit criteria of secondarymarket investors such as the Federal National MortgageAssociation FNMA and the Federal Home Loan MortgageCorporation FHLMC. Some issues preventing borrowers frommeeting these criteria are bankruptcies, defaults, foreclosuresand chronic late payments on credit obligations. This articlewill review the salient points of non- traditional mortgagelending. Credit Grades. Non-traditional mortgage lending is categorizedinto credit grade categories based upon credit and capacity torepay the mortgage loan. Those categories are A-, B, C and D.The more serious the credit problems, the further the gradedecreases. As the grade on loans decreases, lenders generallyassess higher r...]]></content:encoded>
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<item>
	<title> 3 Low Risk Options to Earn Up to 7.40% Interest</title>
	<link>http://canonfinance.info/984102-3-Low-Risk-Options-to-Earn-Up-to-7-40-Interest.html</link>
	<pubDate>Tue, 09 Mar 2010 12:01:49 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Checkout These New Ways to Earn Top Yields:. . with Rewards CheckingRoyal Banks of Missouri is paying ., but only on deposits up toK. Like other rewards checking offers, in order to qualify for the. you have to open an account at a Missourilocal branch,complete ten qualifying debit purchases and one ACH transfer EVERYMONTH - for most of investors that is simply not worth the hassle.. Up to . at Bank Loan Mutual FundsSome of the best bank loan mutual funds for this year as stated bySmartMoney Mag...	</description>
	<content:encoded><![CDATA[Checkout These New Ways to Earn Top Yields:. . with Rewards CheckingRoyal Banks of Missouri is paying ., but only on deposits up toK. Like other rewards checking offers, in order to qualify for the. you have to open an account at a Missourilocal branch,complete ten qualifying debit purchases and one ACH transfer EVERYMONTH - for most of investors that is simply not worth the hassle.. Up to . at Bank Loan Mutual FundsSome of the best bank loan mutual funds for this year as stated bySmartMoney Magazine are: . at Nuveen Senior IncomeNSL, . at INGPrime Rate TrustPPR,and . at Fidelity Floating Rate HighIncomeFFRHX.Be aware that these mutual funds are NOT FDIC insured, and haverisks like: high price volatility, limited access to your cash you canonly withdraw quarterly or once a month, and the underlying bank loansyou are laying out capital for have been made to companies in troubleand the default rate on these kin...]]></content:encoded>
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<item>
	<title>Short-Term or PayDay Loans</title>
	<link>http://canonfinance.info/431753-Short-Term-or-PayDay-Loans.html</link>
	<pubDate>Tue, 09 Mar 2010 02:03:38 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Please feel free to use this article for your newsletter, ezine,or web site, in its entirety including the resource box. Pleasenotify me of publication by sending a website link or a copy ofyour ezine when published mailto:cigllcyahoo.com. Thank you!Short-Term or PayD ay Loans By Stanley T. CrawfordShort-term loans, payday loans, and cash advances, these areoften frowned upon by some people. Yet there is a large marketfor these loans. Most advice concerning these loans is not toobtain them, howe...	</description>
	<content:encoded><![CDATA[Please feel free to use this article for your newsletter, ezine,or web site, in its entirety including the resource box. Pleasenotify me of publication by sending a website link or a copy ofyour ezine when published mailto:cigllcyahoo.com. Thank you!Short-Term or PayD ay Loans By Stanley T. CrawfordShort-term loans, payday loans, and cash advances, these areoften frowned upon by some people. Yet there is a large marketfor these loans. Most advice concerning these loans is not toobtain them, however the fact remains that thousands of peopleobtain these loans every month. If they weren't profitable,places like ACE, Cash America, and other businesses wouldn'tprovide these loans.If they are such a disliked product then someone should stepforward and help people who get these loans. The help cannot bepurely to tell these individuals that they should seek creditcounseling, but it has to consist of monetary help, as well.Most people who get these loans already know they need ...]]></content:encoded>
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<item>
	<title>There are real, live people behind Currency trading</title>
	<link>http://canonfinance.info/451501-There-are-real-live-people-behind-Currency-trading.html</link>
	<pubDate>Mon, 08 Mar 2010 02:24:24 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        The Internet offers an abundance of information about investing,currency trading, forex market, about how, when and what to doto earn more money in the easiest way possible. The informationhighway is practically a gold mine for traders that have a lotof experience and for beginners that need articles, tips andglossaries to get ahead. So much to see and so much to do...Oneshould be worried that all these people that are looking forinformation and for knowledge or are offering it forget thatbehind...	</description>
	<content:encoded><![CDATA[The Internet offers an abundance of information about investing,currency trading, forex market, about how, when and what to doto earn more money in the easiest way possible. The &quot;informationhighway&quot; is practically a gold mine for traders that have a lotof experience and for beginners that need articles, tips andglossaries to get ahead. So much to see and so much to do...Oneshould be worried that all these people that are looking forinformation and for knowledge or are offering it forget thatbehind the computers there are hearts beating and brainsthinking, and blood pulsing through veins. The useful information that is found on the Internet aboutforeign exchange charts, capital risks, currencies, brokerage,and transactions isn't just a virtual world separated fromreality. It is other people's experience, thoughts and feelings.The articles written about this subject represent their time andeffort to supply novelty, to help, to guide their fellowreaders. And those to who...]]></content:encoded>
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<item>
	<title>Debt Consolidation Benefits</title>
	<link>http://canonfinance.info/541728-Debt-Consolidation-Benefits.html</link>
	<pubDate>Sun, 07 Mar 2010 02:11:27 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        If youve ever been in a situation where you needed money thatyou didnt have, you probably already know about loans andcredit cards. Here is a brief Explanation on What both are:Loans A loan is a type of financial aid which must berepaid, normally with interest. Interest rates depend on thetype of loan, the length of the loan and other relating factors.Loans are normally paid back over a set period of time where theborrower will be responsible for paying back a certain amount ofthe total debt eac...	</description>
	<content:encoded><![CDATA[If you've ever been in a situation where you needed money thatyou didn't have, you probably already know about loans andcredit cards. Here is a brief Explanation on What both are:Loans A loan is a type of financial aid which must berepaid, normally with interest. Interest rates depend on thetype of loan, the length of the loan and other relating factors.Loans are normally paid back over a set period of time where theborrower will be responsible for paying back a certain amount ofthe total debt each month.Credit Card A credit card is a 'card' whose holder hasbeen given a revolving credit line by a financial institution.The card allows the holder to make purchases andor cashadvances up to a pre-arranged limit. The credit amount usedduring any given month can be settled in full by the end of aspecified period or in part, with the balance taken as extendedcredit. Interest may be charged on the transaction amounts fromthe date of each transaction or only on the extended cre...]]></content:encoded>
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<item>
	<title>How Good a Deal Is Your Bank's Mortgage Insurance Plan?</title>
	<link>http://canonfinance.info/597177-How-Good-a-Deal-Is-Your-Bank-s-Mortgage-Insurance-Plan.html</link>
	<pubDate>Sat, 06 Mar 2010 02:08:56 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        When you go to the bank to get a mortgage, you'll inevitably beasked to take out mortgage insurance. The idea behind mortgageinsurance is simply that if something happens to you or yourspouse then your loan will be paid off which is good news foryour family and the bank. Most financial institutions act likethey are doing you a favor by offering you mortgage insurancethrough their own group plan, but are they?The truth is that you could probably get a much better deal andat least an equal amount ...	</description>
	<content:encoded><![CDATA[When you go to the bank to get a mortgage, you'll inevitably beasked to take out mortgage insurance. The idea behind mortgageinsurance is simply that if something happens to you or yourspouse then your loan will be paid off which is good news foryour family and the bank. Most financial institutions act likethey are doing you a favor by offering you mortgage insurancethrough their own group plan, but are they?The truth is that you could probably get a much better deal andat least an equal amount of protection by shopping around foryour own insurance policy.Essentially, mortgage insurance is no different than term-lifeinsurance. With both, your policy only lasts for a specifiedperiod of time and pays its benefits if something happens to youor your spouse. The real difference comes down to how muchcontrol you'll have over your policy and how much you'll pay forit.If you choose to use the mortgage insurance offered by the bank,you will not be able to customize a policy to ...]]></content:encoded>
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</item>

<item>
	<title>Personal Finance Isn't Rocket Science, So There's No Need To</title>
	<link>http://canonfinance.info/359404-Personal-Finance-Isn-t-Rocket-Science-So-There-s-No-Need-To.html</link>
	<pubDate>Fri, 05 Mar 2010 02:11:34 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Are you one of those people who doesnt open their bank orcredit card statements? Do you take out store cards on the spurof the moment? Have you been with the same bank simply becauseit is less hassle than changing?If you have answered yes to any of the above questions, fear notconfused consumer, help is at hand, with some assistance from afew internet tools. Internet tool number one: The consumer champion site for personal finance informationWebsites such as Fool.com, Fool.co.uk and Moneysavinge...	</description>
	<content:encoded><![CDATA[Are you one of those people who doesn't open their bank orcredit card statements? Do you take out store cards on the spurof the moment? Have you been with the same bank simply becauseit is less hassle than changing?If you have answered yes to any of the above questions, fear notconfused consumer, help is at hand, with some assistance from afew internet tools. Internet tool number one: The consumer champion site for personal finance informationWebsites such as Fool.com, Fool.co.uk and Moneysavingexpert.comhave proved extremely popular with consumers. Fool.com is moregeared towards the US market, whilst Fool.co.uk focuses on theUK market. Both have an extremely diverse selection ofinformation from investment and high risk options to personalfinance and low risk options. There are extensive discussionboards, newsletter subscriptions, finance calculators andcompetitions. These sites not only answer your questions, theymake you want to ask more.Fool.com, Fool.co.uk and ...]]></content:encoded>
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<item>
	<title>List of International Accounting Standards</title>
	<link>http://canonfinance.info/388983-List-of-International-Accounting-Standards.html</link>
	<pubDate>Thu, 04 Mar 2010 02:05:37 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
         IAS - Presentation of Financial Statements IAS - Inventories IAS - Consolidated Financial Statements Originally issued , effective  Jan . Superseded in  by IAS  and IAS . IAS  - Depreciation Accounting Withdrawn in , replaced by IAS , , and , all of which were issued or revised in . IAS  - Information to Be Disclosed in Financial Statements Originally issued October , effective  January . Superseded by IAS  in . IAS - Accounting Responses to Changing PricesSuperseded by IAS , which was withdraw...	</description>
	<content:encoded><![CDATA[ IAS - Presentation of Financial Statements IAS - Inventories IAS - Consolidated Financial Statements Originally issued , effective  Jan . Superseded in  by IAS  and IAS . IAS  - Depreciation Accounting Withdrawn in , replaced by IAS , , and , all of which were issued or revised in . IAS  - Information to Be Disclosed in Financial Statements Originally issued October , effective  January . Superseded by IAS  in . IAS - Accounting Responses to Changing PricesSuperseded by IAS , which was withdrawn December  IAS  - Statement of Cash Flow IAS  - Accounting Policies, Changes in Accounting Estimates and Errors IAS  - Accounting for Research and Development Activities Superseded by IAS  effective .. IAS - Events After the Reporting Period IAS  - Construction Contracts IAS - Income Taxes IAS - Presentation of Current Assets and Current Liabilities Superseded by IAS . IAS - Segment Reporting IAS - Information Refl...]]></content:encoded>
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<item>
	<title>Mortgage Banking</title>
	<link>http://canonfinance.info/206609-Mortgage-Banking.html</link>
	<pubDate>Wed, 03 Mar 2010 01:58:28 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Are you quick with calculations and always ready to help people?If you're good with numbers and have great organizationalskills, a career in mortgage banking may be a great idea. Mostpeople who work in the mortgage banking field are residential orcommercial loan officers.A mortgage loan officer helps people get loans to buy houses orre-finance property they already own. A commercial loan officermay also handle mortgages, but for businesses and companies.Depending on the type of company the loan ...	</description>
	<content:encoded><![CDATA[Are you quick with calculations and always ready to help people?If you're good with numbers and have great organizationalskills, a career in mortgage banking may be a great idea. Mostpeople who work in the mortgage banking field are residential orcommercial loan officers.A mortgage loan officer helps people get loans to buy houses orre-finance property they already own. A commercial loan officermay also handle mortgages, but for businesses and companies.Depending on the type of company the loan officer works for,hours can vary from a standard  hour week to more. Manymortgage banking professionals work on commission, so they maywant to put in more hours, book more loans and earn morecommission. Other mortgage loan officers work standard hours ata bank or credit union.In the current job market, new mortgage banking professionalsare usually required to have a college degree in finance orbusiness, or some training or experience specific to the field.Computer training is ...]]></content:encoded>
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<item>
	<title>Debt consolidation</title>
	<link>http://canonfinance.info/455902-Debt-consolidation.html</link>
	<pubDate>Tue, 02 Mar 2010 02:03:55 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Debt consolidation is a concept that most people are aware ofand often is a good idea. Basically when consolidating yourbills or loans, you combine the total amount owed and make asingle monthly payment instead of many smaller payments throughout the month. While this is often a good solution to debtproblems, there are a few things that need to be consideredfirst.The first thing to consider is if a consolidation loan is inyour best interest. Regardless of how you end up procuring aconsolidation ...	</description>
	<content:encoded><![CDATA[Debt consolidation is a concept that most people are aware ofand often is a good idea. Basically when consolidating yourbills or loans, you combine the total amount owed and make asingle monthly payment instead of many smaller payments throughout the month. While this is often a good solution to debtproblems, there are a few things that need to be consideredfirst.The first thing to consider is if a consolidation loan is inyour best interest. Regardless of how you end up procuring aconsolidation loan the basic facts are the same, you areborrowing more than you currently owe to get one monthlypayment. Is this convenience worth the extra cost of the feesand interest on a loan for money than you currently owe?Depending upon your situation there may be several courses ofaction to consider first. Step one is to take a serious look atyou personal budgeting. Do you need to make changes to how youare currently spending your income? If there is too much debt tobe repaid at once ...]]></content:encoded>
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<item>
	<title>The Smartest Way to Buy Auto Insurance (Part 1 of 4)</title>
	<link>http://canonfinance.info/347743-The-Smartest-Way-to-Buy-Auto-Insurance-Part-1-of-4.html</link>
	<pubDate>Mon, 01 Mar 2010 02:34:39 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        The Smartest Way to Buy Auto Insurance Part  of  Look at aLot More Than Just COST, Because Comparison Between Companies isMeaningless Without Research on These Three Topics for EachCompany You Are Considering: .complaints filed with your stateinsurance commissioner .payment practices that increase yourchances of being sued .miscellaneous topics, such as use ofcredit scoring to set premiums, denial of medical treatment totheir own insureds, insisting on the right to deny the consumerthe right to ...	</description>
	<content:encoded><![CDATA[The Smartest Way to Buy Auto Insurance Part  of  Look at aLot More Than Just COST, Because Comparison Between Companies isMeaningless Without Research on These Three Topics for EachCompany You Are Considering: .complaints filed with your stateinsurance commissioner .payment practices that increase yourchances of being sued .miscellaneous topics, such as use ofcredit scoring to set premiums, denial of medical treatment totheir own insureds, insisting on the right to deny the consumerthe right to arbitration in UIM claims, etc. So you heard or saw an advertisement for low cost auto or motorvehicle insurance and you are thinking of making a switch: DON'TDO IT until you have read about and considered all aspects ofsuch insurance coverage. Otherwise, you might have saved a fewbucks, but exposed you and your family to inferior coverage'and,in the case of some hard-nosed companies, exposure to beingsued, should you ever cause an accident.We want to invite our readership...]]></content:encoded>
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<item>
	<title>I Can't Pay My Taxes - What Do I Do?</title>
	<link>http://canonfinance.info/296658-I-Can-t-Pay-My-Taxes-What-Do-I-Do.html</link>
	<pubDate>Sun, 28 Feb 2010 01:56:01 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        The end of tax filing extensions is quickly approaching. What doyou do if you cant pay the amounts you owe? You should stillfile your return by the due date and pay as much as you can.There are, however, additional steps that might help.Credit CardsYou can charge your taxes on your American Express, MasterCard,Visa or Discover cards. If you go in this direction, you can useeither of the following two sources:Official Payments Corporation --PAY-TAX ---www.officialpayments.comLinkGov Corporation -...	</description>
	<content:encoded><![CDATA[The end of tax filing extensions is quickly approaching. What doyou do if you can't pay the amounts you owe? You should stillfile your return by the due date and pay as much as you can.There are, however, additional steps that might help.Credit CardsYou can charge your taxes on your American Express, MasterCard,Visa or Discover cards. If you go in this direction, you can useeither of the following two sources:Official Payments Corporation --PAY-TAX ---www.officialpayments.comLinkGov Corporation --PAY- ---www.pay.com If a credit card is out of the question, you may be able to payany remaining balance over time in monthly installments throughan installment agreement. If you are completely wiped out andthe future looks grim, you may also want to consider getting thetax amount reduced through the Offer in Compromise program. Toapply for an installment payment plan, fill out and attach Form to the front of your tax return. Th...]]></content:encoded>
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<item>
	<title>Health Insurance for Seniors on the Web</title>
	<link>http://canonfinance.info/741478-Health-Insurance-for-Seniors-on-the-Web.html</link>
	<pubDate>Sat, 27 Feb 2010 05:03:04 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Health Insurance For Seniors On The NetWhen a good friend of mine inquired where he could obtaininformation about medical insurance for his out-of-state,elderly mother, I told him to try the Internet.He reported back to me about a week later, in desperation: I amgiving up, I am too confused. He had taken on an overwhelmingproject with his widowed mother, living in another state. As theonly child, and following the sudden death of his father, it washis responsibility to care for his mother.In thi...	</description>
	<content:encoded><![CDATA[Health Insurance For Seniors On The NetWhen a good friend of mine inquired where he could obtaininformation about medical insurance for his out-of-state,elderly mother, I told him to try the Internet.He reported back to me about a week later, in desperation: &quot;I amgiving up, I am too confused.&quot; He had taken on an overwhelmingproject with his widowed mother, living in another state. As theonly child, and following the sudden death of his father, it washis responsibility to care for his mother.In this world of technology, the family unit is often living indifferent geographical areas and the family members are usuallyquite involved with their own lives, careers, and families. Inaddition, when both parents are alive, often one or both parentsare quite independent and do not require a lot of assistance. Astime goes on things, of course, change, and sometimes changevery suddenly. There can be a crisis, with regard to the healthcare needs of one or both aging parents.With our...]]></content:encoded>
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<item>
	<title>Online Banking Security Requires Several 'Layers' Of Security</title>
	<link>http://canonfinance.info/508980-Online-Banking-Security-Requires-Several-Layers-Of-Security.html</link>
	<pubDate>Fri, 26 Feb 2010 18:48:00 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Online banking can also be called Internet banking and is usedto describe when individuals carry out transactions, paymentsand other bank dealings on the Internet using their bank'ssecure web site. Many people have already discovered theconvenience of banking online and the flexibility it offers asopposed to traditional banking at a local banking company.People who use online banking enjoy being able to access theirbank account, account information and other features withouttime restrictions fro...	</description>
	<content:encoded><![CDATA[Online banking can also be called Internet banking and is usedto describe when individuals carry out transactions, paymentsand other bank dealings on the Internet using their bank'ssecure web site. Many people have already discovered theconvenience of banking online and the flexibility it offers asopposed to traditional banking at a local banking company.People who use online banking enjoy being able to access theirbank account, account information and other features withouttime restrictions from just about anywhere. Those who are notusing online banking services most likely don't because theyhave concerns about online banking security.Any online banking security that offers only passwordauthentication like a simple Internet retail web site is simplynot secure enough for the type of business and informationinvolved in Internet banking. Online banking security should befar more complicated. Online banking ports should be securesites, many times using the 'https' prescrip...]]></content:encoded>
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<item>
	<title>Insurance, fuel and personal finance in the UK following recent</title>
	<link>http://canonfinance.info/391874-Insurance-fuel-and-personal-finance-in-the-UK-following-recent.html</link>
	<pubDate>Thu, 25 Feb 2010 11:21:27 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Following the increase in UK terrorist activities and thecatastrophe that has hit New Orleans, it seems we are all goingto have to foot the bill. The total cost of the catastrophe iscurrently predicted to top  billion .bn, however manyanalysts predict that the full costs could rise much higher evendoubling to bn .bn, although with attempts to reducethe flood waters expected to take several months, it will besome time before a clear picture emerges.Here in the UK, the effects of the disaster in t...	</description>
	<content:encoded><![CDATA[Following the increase in UK terrorist activities and thecatastrophe that has hit New Orleans, it seems we are all goingto have to foot the bill. The total cost of the catastrophe iscurrently predicted to top  billion .bn, however manyanalysts predict that the full costs could rise much higher evendoubling to bn .bn, although with attempts to reducethe flood waters expected to take several months, it will besome time before a clear picture emerges.Here in the UK, the effects of the disaster in the US arealready starting to be felt through higher costs at the petrolpumps, as European reserves of oil which have been set aside fordisaster protection are redirected to America to help theirrecovery efforts. Oil prices have already been rising in recentmonths hitting record levels as traders have pushed the price upon fears of supply problems from the Middle East as terrorismworries have grown. Last week the wholesale price of petrolcharged by suppliers ro...]]></content:encoded>
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<item>
	<title>Wealth Building Free Related Guide</title>
	<link>http://canonfinance.info/469438-Wealth-Building-Free-Related-Guide.html</link>
	<pubDate>Wed, 24 Feb 2010 06:49:04 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
         Wealth Building Free Related Guide If you are looking for information about Wealth Building, you will find the below related article very helpful. It provides a refreshing perspective that is much related to Wealth Building and in some manner related to abundance, debt to wealth, university wealth building  or wealth building programs. It isn't the same old kind of information that you will find elsewhere on the Internet relating to Wealth Building. Every dime you make by managing your investme...	</description>
	<content:encoded><![CDATA[ Wealth Building Free Related Guide If you are looking for information about Wealth Building, you will find the below related article very helpful. It provides a refreshing perspective that is much related to Wealth Building and in some manner related to abundance, debt to wealth, university wealth building  or wealth building programs. It isn't the same old kind of information that you will find elsewhere on the Internet relating to Wealth Building. Every dime you make by managing your investment will go to your pocket and not to some money manager that is supposed to deliver the best performance. If you do not believe that then you might as well walk away from this article now. You can write content for all those webmasters out there that need to fill up their blogs and other pages. Some of them are willing to pay a lot of money for those that are talented enough. Find a talent you have and market it right and then meet those that are looking for the service. Every dime you make b...]]></content:encoded>
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	<title>Legislators Ponder New Credit Protection Laws</title>
	<link>http://canonfinance.info/974310-Legislators-Ponder-New-Credit-Protection-Laws.html</link>
	<pubDate>Tue, 23 Feb 2010 06:50:04 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Legislators in Washington, D.C. are considering severalcredit-related consumer protections as outlined in The Fair andAccurate Credit Transaction Act of  H.R. . Ifapproved, consumers could benefit from the most wide-rangingchanges to the rules covering consumers and credit in decades.One of the most important changes would be the right to receivea free annual copy of your credit report, upon request, from thethree major credit reporting agencies: Equifax, TransUnion andExperian. Currently only s...	</description>
	<content:encoded><![CDATA[Legislators in Washington, D.C. are considering severalcredit-related consumer protections as outlined in The Fair andAccurate Credit Transaction Act of  H.R. . Ifapproved, consumers could benefit from the most wide-rangingchanges to the rules covering consumers and credit in decades.One of the most important changes would be the right to receivea free annual copy of your credit report, upon request, from thethree major credit reporting agencies: Equifax, TransUnion andExperian. Currently only six U.S. states offer their residentsthis form of consumer protection. Federal law requires that aconsumer may obtain a free copy of their credit report only ifthey have been denied a loan or credit based upon informationcontained in their credit reports.Other highlights of The Fair and Accurate Credit Transaction Actof  include:  special notifications whenever excessive inquiries creditchecks by potential lenders and creditors are lowering yourcredit scores sign...]]></content:encoded>
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	<title>Banking on the Internet Today</title>
	<link>http://canonfinance.info/849988-Banking-on-the-Internet-Today.html</link>
	<pubDate>Mon, 22 Feb 2010 07:31:16 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Talking about conventional banking, you can already imagine thequeue and long and tedious procedures. That was then. Now, mostbanks in developing and developed countries allow theircustomers to do their banking on the internet. Banking on theinternet is extremely convenient and saves consumers a lot oftime. One thing that we may have to concern ourselves with isthe safety of banking on the internet. Internet banking replacestedious tasks like writing and sending checks and personalbanking-in of ...	</description>
	<content:encoded><![CDATA[Talking about conventional banking, you can already imagine thequeue and long and tedious procedures. That was then. Now, mostbanks in developing and developed countries allow theircustomers to do their banking on the internet. Banking on theinternet is extremely convenient and saves consumers a lot oftime. One thing that we may have to concern ourselves with isthe safety of banking on the internet. Internet banking replacestedious tasks like writing and sending checks and personalbanking-in of money through a teller or machine. Since we'reperforming financial transactions on the internet, we have tomake sure that the transactions are completely safe and secure.With the advancement of technology and internet bankinginfrastructure, most online banking websites are backed up withreliable and dependable systems that helps keep customers'accounts and information away from prying eyes and maliciousprograms. And of course, when you choose to do your banking on theinternet, y...]]></content:encoded>
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	<title>Risk and Reward Investing</title>
	<link>http://canonfinance.info/418245-Risk-and-Reward-Investing.html</link>
	<pubDate>Sun, 21 Feb 2010 05:50:28 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        If you are doing your own investing in the stock market, whatwould be the first question you would ask yourself before youmake any trade or investment? If your answer is howfundamentally sound the stock is, or whether the stock justbroke out of a trading range on a chart, or the fact that thestock has gone down  in the last  months, or whether thevolatility is low now so it is a good time to buy or sell, thenyou are probably on the road to ruin. These strategies havenothing in common with each o...	</description>
	<content:encoded><![CDATA[If you are doing your own investing in the stock market, whatwould be the first question you would ask yourself before youmake any trade or investment? If your answer is howfundamentally sound the stock is, or whether the stock justbroke out of a trading range on a chart, or the fact that thestock has gone down  in the last  months, or whether thevolatility is low now so it is a good time to buy or sell, thenyou are probably on the road to ruin. These strategies havenothing in common with each other and there are all kinds ofdifferent criteria that I did not mention that have nothing incommon with each other. However no matter what type of strategyyou use to make your investment decisions, there is only onecrucial question that must be asked before you pull the triggerand make the trade. That is, what is my risk and what is myreward on this trade. Even if you are going to buy a stock andhold it for a long time, you still have to be aware of your riskand your reward....]]></content:encoded>
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	<title>Six Credit Card Secrets No Bank Wants You To Know</title>
	<link>http://canonfinance.info/371531-Six-Credit-Card-Secrets-No-Bank-Wants-You-To-Know.html</link>
	<pubDate>Sat, 20 Feb 2010 06:48:41 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        We all get them from time to time. You know, the sealed envelopein the mail that have a written message such as You've BeenPre-Approved For A New Credit Card From... If you are like me,you file them away- usually in the trashcan or shredder!Throughout many years of receiving those offers however, I'venoticed many loopholes that anyone can use to their advantage.Weather you already have credit cards or still receiving newoffers the following six secrets are what I learned to follow.Don't worry, t...	</description>
	<content:encoded><![CDATA[We all get them from time to time. You know, the sealed envelopein the mail that have a written message such as &quot;You've BeenPre-Approved For A New Credit Card From...&quot; If you are like me,you file them away- usually in the trashcan or shredder!Throughout many years of receiving those offers however, I'venoticed many loopholes that anyone can use to their advantage.Weather you already have credit cards or still receiving newoffers the following six secrets are what I learned to follow.Don't worry, they're easy methods anybody can do! This way youcan lower how many credit cards you carry to one or two.WHAT TO DO. Interest Backdating THE PROBLEM: The majority of credit card issuers charge intereststarting from the day a charge is posted to your account if youdon't pay in full monthly. However you're being charged intereststarting from the date of purchase before you've even paid thestore! THE SOLUTION: Look for another card issuer, or better yet, payyour bill in full by ...]]></content:encoded>
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	<title>Cash Advance Loans</title>
	<link>http://canonfinance.info/700086-Cash-Advance-Loans.html</link>
	<pubDate>Fri, 19 Feb 2010 06:15:44 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        You have seen them on the corner and in the poorer parts of townwith names like Quick Cash, Quick Loan, Payday Loans, CarTitle Loans. They are starting to sprout up all over thecountry and will soon rival Starbucks for sheer number oflocations.They are the new trend in predatory lending practices but stillmanage to fly under the radar of regulation in most states. Theydon' t charge interest, they charge a fee.But it sounds like the ultimate in convenience. Need some quickcash - stop by and in ju...	</description>
	<content:encoded><![CDATA[You have seen them on the corner and in the poorer parts of townwith names like &quot;Quick Cash&quot;, &quot;Quick Loan&quot;, &quot;Payday Loans&quot;, &quot;CarTitle Loans&quot;. They are starting to sprout up all over thecountry and will soon rival Starbucks for sheer number oflocations.They are the new trend in predatory lending practices but stillmanage to fly under the radar of regulation in most states. Theydon' t charge interest, they charge a &quot;fee&quot;.But it sounds like the ultimate in convenience. Need some quickcash - stop by and in just five minutes you can be out the doorwith ,  even  dollars. But what is the true cost ofthis &quot;convenience&quot;?How It WorksA cash advance or paydaypaycheck loan is usually secured by apersonal check. Some companies want your bank account or creditcard information in addition to or instead of a check.You write a check to be cashed or agree to have an amountwithdrawn from your bank account sometime in the future; usually days the standard payroll period....]]></content:encoded>
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	<title>The Proper Use Of Credit Cards</title>
	<link>http://canonfinance.info/289911-The-Proper-Use-Of-Credit-Cards.html</link>
	<pubDate>Thu, 18 Feb 2010 06:22:29 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Credits cards are a convenience, not a crutch.Credit cards are a great way to make purchases and record to thepenny your spending. They also provide a way to postpone paymenton items and thereby earn more interest on your money.For example, if you have a money market account that gives you annual interest and you spend  a month through yourcredit card, you can keep that  in your money marketaccount for an additional month. At the end of a year you wouldhave earned an additional . for doing nothi...	</description>
	<content:encoded><![CDATA[Credits cards are a convenience, not a crutch.Credit cards are a great way to make purchases and record to thepenny your spending. They also provide a way to postpone paymenton items and thereby earn more interest on your money.For example, if you have a money market account that gives you annual interest and you spend  a month through yourcredit card, you can keep that  in your money marketaccount for an additional month. At the end of a year you wouldhave earned an additional . for doing nothing.Now  may not be much but it's free!Also you can use your credit card statements to keep track ofexactly how much you are spending and where your money goes.With some credit cards you can use personal finance software todownload your credit card transactions from the Internet rightto your home computer.Credit cards may actually save you money. Some people avoidmaking purchases if they do not have cash. Cash seems to &quot;burn ahole&quot; in our pockets, it just disa...]]></content:encoded>
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	<title>Debt consolidation mortgage - decode its apparent complexity</title>
	<link>http://canonfinance.info/960975-Debt-consolidation-mortgage-decode-its-apparent-complexity.html</link>
	<pubDate>Wed, 17 Feb 2010 07:26:07 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Someone great once said that if it isnt the sheriff, it is thefinance company. Do you feel the same? Has the piling up ofbills forced you to take several loans? Do you live in constantdread that someone would soon come to claim his money. Theproblem is that you dont ever seem to have the money. All youearn goes in paying the interest rate on various loans while theloan amount remains intact. There begins the vicious circle. Sois there a way out? Definitely, there was never a probleminvented that...	</description>
	<content:encoded><![CDATA[Someone great once said that 'if it isn't the sheriff, it is thefinance company'. Do you feel the same? Has the piling up ofbills forced you to take several loans? Do you live in constantdread that someone would soon come to claim his money. Theproblem is that you don't ever seem to have the money. All youearn goes in paying the interest rate on various loans while theloan amount remains intact. There begins the vicious circle. Sois there a way out? Definitely, there was never a probleminvented that didn't have a solution. This is the charm of humanmind. The solution for spiraling loans is a debt consolidationloan.Debt consolidation mortgage seems like a heavy term. It bothperplexes and intrigues a loan recipient. However, I can assureyou that a few handy tips on debt consolidation mortgage and youwill be yourself giving advice on this subject. Debtconsolidation is the first logical step towards being debt free.Debt consolidation fuses your various loans like credit car...]]></content:encoded>
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	<title>The Credit Card Offer</title>
	<link>http://canonfinance.info/762626-The-Credit-Card-Offer.html</link>
	<pubDate>Tue, 16 Feb 2010 07:03:41 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        One day I got a call from my credit card company asking me if Iwould like to increase my credit limit by borrowing up to at their special rate of ..The operator stated, Your credit card rate will then be a low.. How much would you like to transfer today to takeadvantage of this offer? Do you have any high interest loans youwould like to pay off and reduce your payments?The previous day I had called them to get two bogus late paymentcharges taken off my statement. I also had to get my interestrat...	</description>
	<content:encoded><![CDATA[One day I got a call from my credit card company asking me if Iwould like to increase my credit limit by borrowing up to at their special rate of ..The operator stated, &quot;Your credit card rate will then be a low.. How much would you like to transfer today to takeadvantage of this offer? Do you have any high interest loans youwould like to pay off and reduce your payments?&quot;The previous day I had called them to get two bogus late paymentcharges taken off my statement. I also had to get my interestrate lowered back to my usual rate rather than the &quot;penaltyrate&quot; . they charge to anyone who is late, misses apayment or goes over their credit limit.Wondering if my rate got changed back to my usual rate, I askedthe operator what my current rate was. She said that it was at., which was my usual rate for this card.I do carry some debt on other cards it helps with my creditrating to be making regular payments but all the other debt Ihave is at lower rates ...]]></content:encoded>
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	<title>Debt consolidation</title>
	<link>http://canonfinance.info/715372-Debt-consolidation.html</link>
	<pubDate>Mon, 15 Feb 2010 07:35:02 -0500</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
         With consumer debt on the rise, many people have foundthemselves burdened with crippling monthly repayments on avariety of loans. This can make life very difficult, and canoften means seriously compromising on your quality of life.Taking out a debt consolidation loan can help to ease thisproblem by enabling you to wrap up all of your loans and creditcards into one loan. By doing this, you will benefit in a numberof ways, including:The convenience of only having to make one monthly repaymentrath...	</description>
	<content:encoded><![CDATA[ With consumer debt on the rise, many people have foundthemselves burdened with crippling monthly repayments on avariety of loans. This can make life very difficult, and canoften means seriously compromising on your quality of life.Taking out a debt consolidation loan can help to ease thisproblem by enabling you to wrap up all of your loans and creditcards into one loan. By doing this, you will benefit in a numberof ways, including:'The convenience of only having to make one monthly repaymentrather than several 'Saving money on interest, as you will onlypay interest on one loan rather than several 'Cutting yourmonthly repayments, sometimes quite dramaticallyMore and more lenders are now offering these consolidation loansto consumers, and by finding a loan that offers low interestrates and a wide choice of repayment periods you could reallybenefit from rolling all of your high interest debts into oneconvenient finance package. You an enjoy more disposable incomeeach mon...]]></content:encoded>
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